Frequently Asked Questions

A: If your claim is under $3,000, you may be able to handle the loss without the services of Public Adjuster. If you have a few questions, call or e-mail us, there is no charge. If your loss is over $3,000 or is a complicated claim, call with any questions or for a Public Adjuster to inspect your damages, again at no charge.

A: You pay absolutely nothing out of pocket!! A Public Adjuster’s compensation is a small percentage of the insurer’s claim payments that are made to you. The Public Adjuster’s fees are more than covered by the larger settlement they have obtained for you. Remember, if there is no settlement, there is no fee.

A: NO! In fact on complicated losses the company prefers to work with a Public Adjuster because we do most of the work necessary to settle the claim allowing the adjuster to review our work. Besides that, it is illegal to cancel your policy just for using our services.

A: Again the answer is NO. Since we know what information your company needs, we provide all the necessary documentation to settle your loss in an expedient manner. We know the process.

A: You can if you are an expert in property insurance, construction and have an adjuster’s license. Just don’t be disappointed if your loss settles for less than half of its value should you have used our services. You can also handle your own defense in a court of law, but how many of us would walk into a courtroom without an attorney?

A: Chances are if you don’t use a Public Adjuster you will not have enough money. On many occasions Public Adjusters are able to double and triple the settlement money your company pays you!

A: No. A public Adjuster can re-open your claim and start negotiating with your insurance company to obtain a higher settlement. However once you have been paid it becomes a bit more difficult. This is the reason it is best to hire a Public Adjuster from the very beginning.

A: Contact our firm by telephone (215)651-6000 in Pennsylvania or (609)840-6915 in New Jersey or via our contact page and request a free review of your loss. You will need a copy of your insurance policy. If you do not have a copy, you can usually obtain it from your insurance agent with a simple telephone call. We examine your damage and analyze your policy. After this we will then advise you whether or not it is in your best interest to hire a Public Adjuster or for that matter file a claim. These services are available at no fee. If we believe that we can indeed help you significantly maximize your settlement, then you retain our services by signing a document allowing us to represent you and we take care of everything from there

A: Hire the one who has successfully handled insurance related matters in the past. Conduct a personal interview with the shortlisted public adjusters and ask them to provide you a few references. Talk to the references. Also, make sure that you do check the license status of these public adjusters before making a decision.