services

our services &
our commitment to you:

1. ProAdjust will handle every aspect of your residential, commercial or industrial loss.

2. We will have a pretty good idea of the settlement range when we meet with you.

3. If we do not feel we can get you a settlement that is better than you can do yourself, we will tell you.

Our Services Include:

01

Reporting of your claim

02

Preparation of building estimates

03

Inventory of personal property

04

Meeting and negotiating with the company adjuster

05

Settling the claim fairly and in your best interest!

Fees

Our Fees are no secret- they are a percentage of your final settlement

  • $5,000 – $49,000 20% of the final settlement
  • $50,000 – $99,000 – 15%
  • $100,000 or more – 10%
  • Over $500,000 – negotiable

We will have a pretty good idea of the settlement range when we meet with you. If we do not feel we can get you a settlement that is better than you can do yourself, we will tell you.

See What Our Clients Say About Our Service.

Do I have to pay up front for the public adjuster?
You don’t have to put out any cash. Our fees are taken from the settlement of your loss.

Do I collect less if I used a public insurance adjuster?
Usually no. Yes, we do take a fee. But we often negotiate a larger settlement amount. So, the bottom line is you walk away with more cash to fix your problem. If we don’t think we can negotiate a bigger settlement than what the insurance company offers, we won’t take on your claim.

Why would anyone not use a public adjuster?
I know it seems like a no brainer.

  1. The most common reason is that they don’t know about us. Often because this is their first claim.
  2. They are nervous about someone negotiating with their insurance company. And, insurance companies can be intimidating.
  3. They don’t know a reputable public adjuster

Can I handle it myself?
If you believe your claim is under $3,000 you may be able to handle this loss on your own (perhaps with a little assistance from our staff). There is no fee for telephone or e-mail assistance. Call or e-mail today!

If you believe your loss is over $3,000 you will probably need our assistance. Call or e-mail today and tell us about your particular situation. We will then provide options available to you.

types of claims we handle

Theft & Vandalism

Being a victim of theft or vandalism is a highly distressing situation for any individual. Here at ProAdjust, we work together as a team to take care of all the tasks including gathering of police reports, thorough evaluation of your financial loss and any other related tasks that will help us maximize your insurance claims.

Hurricanes

Nature’s destructive fury can have the most devastating impacts on the lives of individuals. Being a highly experienced and professional New Jersey and Philadelphia based independent public adjuster company, we have successfully dealt with numerous hurricane-related insurance claims.

Fire Damage

Most of the fire damage related cases are quite complex in nature. It takes comprehensive investigation and expertise to win a claim against your insurance company. Our detailed investigation will do the job for you.

Flood & Water Damage

Insurance contracts clearly distinguish between flood and water damage. Our thorough assessment of the loss will help you furnish the proofs in the right manner.

Lightning, Storm and Hail

The evaluation of loss due to lightning or any thunderstorm is a tedious task. Our highly efficient team of public adjusters will help you find the most efficient way to deal with such cases.

Actual Client Settlements:

We will have a pretty good idea of the settlement range when we meet with you. If we do not feel we can get you a settlement that is better than you can do yourself, we will tell you.

Sometimes it’s hard to understand how much can be left on the table.

Here are some examples:

  • Initial Offer: the amount the insurance company’s adjuster first offered our client
  • Final Settlement: the amount that ProAdjust negotiated on behalf of our client

Fire Damage

Initial offer: $49,237
Final settlement: $80,692

Cracked Toilet

Initial offer: $29,417
Final settlement: $52,620

Broken Water Pipe

Initial offer: $1,550
Final settlement: $7,281

Testimonials

Jack C. Myrtle Beach, SC

"After I met you I just knew I had made the right choice. It appears that you know just about everyone in the insurance field and are well respected. Please use me as a reference."

Diane P. Philadelphia, PA

“Mike, thank you to you and your staff.. After our house burnt to the ground it was only your guidance that kept me sane.. I am now the proud owner of a brand new home.. I have explained your services to all my family and friends”

Ron J. Cherry Hill, NJ

“I expected Mike to fight with the insurance adjuster, but instead they shook hands and handled my claim quickly and fairly and I received a great settlement. Thank you Mike for making the process so easy.”

Eric K. Horsham, PA

“This winter I had heavy snow, and my roof collapsed. Mike and his team helped me out greatly.”

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