I’ve worked with insurance companies for over 30 years, and I work with them when the chips are down; when they either do the right thing or try every trick in the book to keep you from getting what you … Continue reading
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What is the Difference between HO-2 – “Named Peril” and HO-3- “All Risk” homeowner insurance policies?
Now for more “insurance lingo” explanations Nowadays, the typical Homeowner’s policy comes in two basic forms, an HO-2 and an HO-3. For better or worse, an HO-3 policy is referred to in the business as an “All Risk” policy. This … Continue reading →
Wind damage If rain or snow enters your home or business through the area caused by the WIND DAMAGE, you are most likely COVERED. For example: if a tree breaks through your roof, and rain destroys your bedroom, the roof … Continue reading →