FAQ Frequently Asked Questions
Q: How do I know if I need the services of a Public Adjuster? A: If your claim is under $3,000+- , you may be able to handle the loss without the services of Public Adjuster. If you have a few questions, call or e-mail us, there is no charge. If your loss is over $3,000+- or is a complicated claim, call with any questions or for a Public Adjuster to inspect your damages, again at no charge.
Q: How is a Public Adjuster compensated? A: You pay absolutely nothing out of pocket!! A Public Adjuster's compensation is a small percentage of the insurer's claim payments that are made to you. The Public Adjuster's fees are more than covered by the larger settlement they have obtained for you. Remember, if there is no settlement, there is no fee.
Q: Will my insurance company cancel me if I use the services of a Public Adjuster? A: NO! In fact on complicated losses the company prefers to work with a Public Adjuster because we do most of the work necessary to settle the claim allowing the adjuster to review our work. Besides that, it is illegal to cancel your policy just for using our services.
Q: Will my claim take longer to settle with a Public Adjuster? A: Again the answer is NO. Since we know what information your company needs, we provide all the necessary documentation to settle your loss in an expedient manner. We know the process.
Q: Why can't I handle the claim without help? A: You can if you are an expert in property insurance ,construction and have an adjusters license.. Just don't be disappointed if your loss settles for less than half of its value should you have used our services. You can also handle your own defense in a court of law, but how many of us would walk into a courtroom without an attorney?
Q: If I use a Public Adjuster will I have enough money left to repair all the damage? A: Chances are if you don't use a Public Adjuster you will not have enough money. On many occassions Public Adjusters are able to double and triple the settlement money your company pays you!
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Q: I have already received a payment for my claim from the insurance company and I think it is too low. Is it too late to reopen my file?
A: No. A public Adjuster can re-open your claim and start negotiating with your insurance company to obtain a higher settlement. However once you have been paid it becomes a bit more difficult. This is the reason it is best to hire a Public Adjuster from the very beginning.
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Q: What steps do I need to take to hire a Public Adjuster?
A: Contact our firm by telephone (215) 651-1813 or via our contact page and request a free review of your loss. You will need a copy of your insurance policy. If you do not have a copy, you can usually obtain it from your insurance agent with a simple telephone call. We examine your damage and analyze your policy. After this we will then advise you whether or not it is in your best interest to hire a Public Adjuster or for that matter file a claim. These services are available at no fee. If we believe that we can indeed help you significantly maximize your settlement, then you retain our services by signing a document allowing us to represent you and we take care of everything.from there.